Ruins in Richmond.The sad significance of these photographs is all too apparent. Not only the bank buildings were in ruins, but the financial system of the entire South. All available capital had been consumed by the demands of the war, and a system of paper currency had destroyed credit completely. Worse still was the demoralization of all industry. Through large areas of the South all mills and factories were reduced to ashes, and everywhere the industrial system was turned topsy-turvy. Truly the problem that confronted the South was stupendous.