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Insurance. The following is a brief summary of the insurance business in the United States in its principal forms: The first fire insurance in the colonies was written in Boston by the Sun Company (English) in 1728. Some insurance was done in Philadelphia in 1752. The first fire insurance policy issued in the United States was in Hartford. Conn., in 1794, under the unofficial title of Hartford fire insurance co. Sixteen years after, in 1810, the Hartford Fire Insurance Company was organized. From 1801-10 there were 60 charters issued; 1811-20, 43; 1821-30, 149; 1831-40, 467; 1841-50, 401; 1851-60, 896; 1861-70, 1,041. From Jan. 1, 1880, to Dec. 31, 1889, property of the citizens of the United States was insured against fire and accident on ocean, lake, and river, and by tornado, to the amount of over $120,000,000,000, for premiums of $1,156,675,391, and losses were paid of $647,726,051, being 56 per cent. of the premiums. The condition and transactions of fire companies
e first fire insurance in the colonies was written in Boston by the Sun Company (English) in 1728. Some insurance was done in Philadelphia in 1752. The first fire insurance policy issued in the United States was in Hartford. Conn., in 1794, under the unofficial title of Hartford fire insurance co. Sixteen years after, in 1810, the Hartford Fire Insurance Company was organized. From 1801-10 there were 60 charters issued; 1811-20, 43; 1821-30, 149; 1831-40, 467; 1841-50, 401; 1851-60, 896; 1861-70, 1,041. From Jan. 1, 1880, to Dec. 31, 1889, property of the citizens of the United States was insured against fire and accident on ocean, lake, and river, and by tornado, to the amount of over $120,000,000,000, for premiums of $1,156,675,391, and losses were paid of $647,726,051, being 56 per cent. of the premiums. The condition and transactions of fire companies doing business in the United States on Jan. 1, 1899, were as follows: Number of Companies. Capital. Assets Exclusive o
Insurance. The following is a brief summary of the insurance business in the United States in its principal forms: The first fire insurance in the colonies was written in Boston by the Sun Company (English) in 1728. Some insurance was done in Philadelphia in 1752. The first fire insurance policy issued in the United States was in Hartford. Conn., in 1794, under the unofficial title of Hartford fire insurance co. Sixteen years after, in 1810, the Hartford Fire Insurance Company was organized. From 1801-10 there were 60 charters issued; 1811-20, 43; 1821-30, 149; 1831-40, 467; 1841-50, 401; 1851-60, 896; 1861-70, 1,041. From Jan. 1, 1880, to Dec. 31, 1889, property of the citizens of the United States was insured against fire and accident on ocean, lake, and river, and by tornado, to the amount of over $120,000,000,000, for premiums of $1,156,675,391, and losses were paid of $647,726,051, being 56 per cent. of the premiums. The condition and transactions of fire companies
cting assessments on living members to pay death losses as they occur. In this plan the assessments during early years are less than the premiums of regular companies; but they increase rapidly, and often become impossible to collect in later years. Since its appearance (about 1865) as an insurance business, aside from fraternal organizations, this system has rapidly extended. The first accident insurance company established in the United States was the Traveler's, of Hartford, Conn., in 1863; the first steam-boiler insurance company, Hartford, Conn., was chartered in 1866; and plate-glass was first insured in 1870. Most of the States have established departments or bureaus of insurance, for the supervision of the companies and the enforcement of the laws requiring their solvency to be maintained. The mainten- The condition of the regular level premium companies on Jan. 1, 1900, and the business of the preceding year were as follows Including industrial policies.: Ne
in 1759. The Penn Company for Insurance on Lives was chartered in 1812, and the Massachusetts Hospital Life Insurance Company, Boston, in 1818. The assessment system of life insurance is based on the plan of collecting assessments on living members to pay death losses as they occur. In this plan the assessments during early years are less than the premiums of regular companies; but they increase rapidly, and often become impossible to collect in later years. Since its appearance (about 1865) as an insurance business, aside from fraternal organizations, this system has rapidly extended. The first accident insurance company established in the United States was the Traveler's, of Hartford, Conn., in 1863; the first steam-boiler insurance company, Hartford, Conn., was chartered in 1866; and plate-glass was first insured in 1870. Most of the States have established departments or bureaus of insurance, for the supervision of the companies and the enforcement of the laws requirin
an the assessments during early years are less than the premiums of regular companies; but they increase rapidly, and often become impossible to collect in later years. Since its appearance (about 1865) as an insurance business, aside from fraternal organizations, this system has rapidly extended. The first accident insurance company established in the United States was the Traveler's, of Hartford, Conn., in 1863; the first steam-boiler insurance company, Hartford, Conn., was chartered in 1866; and plate-glass was first insured in 1870. Most of the States have established departments or bureaus of insurance, for the supervision of the companies and the enforcement of the laws requiring their solvency to be maintained. The mainten- The condition of the regular level premium companies on Jan. 1, 1900, and the business of the preceding year were as follows Including industrial policies.: New Policies Issued.Policies in Force. No. of Cos.Assets. Premiums Received Total
ipal forms: The first fire insurance in the colonies was written in Boston by the Sun Company (English) in 1728. Some insurance was done in Philadelphia in 1752. The first fire insurance policy issued in the United States was in Hartford. Conn., in 1794, under the unofficial title of Hartford fire insurance co. Sixteen years after, in 1810, the Hartford Fire Insurance Company was organized. From 1801-10 there were 60 charters issued; 1811-20, 43; 1821-30, 149; 1831-40, 467; 1841-50, 401; 1851-60, 896; 1861-70, 1,041. From Jan. 1, 1880, to Dec. 31, 1889, property of the citizens of the United States was insured against fire and accident on ocean, lake, and river, and by tornado, to the amount of over $120,000,000,000, for premiums of $1,156,675,391, and losses were paid of $647,726,051, being 56 per cent. of the premiums. The condition and transactions of fire companies doing business in the United States on Jan. 1, 1899, were as follows: Number of Companies. Capital. Asse
e 600 mutuals and town and county mutuals, whose transactions are purely local and individually of small volume.$18,000,000,000 160 Mutual. In 1900 the aggregate property loss by fires was $138,000,000, and the aggregate insurance loss was $82,000,000. Life insurance was not known before the sixteenth century. The first life insurance company, The amicable, was established in London, England, in 1706, and insured at uniform rates persons between twelve and forty-five years of age. In 1734 it guaranteed a dividend for each deceased member not less than £ 100. This was the first insurance for a definite sum at death, whenever that might occur. In 1762 the Equitable Assurance Society of London began to rate members according to age. At the close of the eighteenth century there were eight companies transacting, in a more or less complete form, the business of life insurance in Great Britain and Ireland. The Presbyterian Annuity and Life Insurance Company of Philadelphia, the fir
The following is a brief summary of the insurance business in the United States in its principal forms: The first fire insurance in the colonies was written in Boston by the Sun Company (English) in 1728. Some insurance was done in Philadelphia in 1752. The first fire insurance policy issued in the United States was in Hartford. Conn., in 1794, under the unofficial title of Hartford fire insurance co. Sixteen years after, in 1810, the Hartford Fire Insurance Company was organized. From 1801-10 there were 60 charters issued; 1811-20, 43; 1821-30, 149; 1831-40, 467; 1841-50, 401; 1851-60, 896; 1861-70, 1,041. From Jan. 1, 1880, to Dec. 31, 1889, property of the citizens of the United States was insured against fire and accident on ocean, lake, and river, and by tornado, to the amount of over $120,000,000,000, for premiums of $1,156,675,391, and losses were paid of $647,726,051, being 56 per cent. of the premiums. The condition and transactions of fire companies doing busines
December 31st, 1889 AD (search for this): entry insurance
tten in Boston by the Sun Company (English) in 1728. Some insurance was done in Philadelphia in 1752. The first fire insurance policy issued in the United States was in Hartford. Conn., in 1794, under the unofficial title of Hartford fire insurance co. Sixteen years after, in 1810, the Hartford Fire Insurance Company was organized. From 1801-10 there were 60 charters issued; 1811-20, 43; 1821-30, 149; 1831-40, 467; 1841-50, 401; 1851-60, 896; 1861-70, 1,041. From Jan. 1, 1880, to Dec. 31, 1889, property of the citizens of the United States was insured against fire and accident on ocean, lake, and river, and by tornado, to the amount of over $120,000,000,000, for premiums of $1,156,675,391, and losses were paid of $647,726,051, being 56 per cent. of the premiums. The condition and transactions of fire companies doing business in the United States on Jan. 1, 1899, were as follows: Number of Companies. Capital. Assets Exclusive of Premium Notes.Net Surplus Cash Premiums Rec
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