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[50] which then characterized that portion of the American Episcopal church. I remember that he once spoke to me of the anguish he had felt at the death of his own father, of the orthodoxy of whose religious opinions he had had no sufficient assurance. My grandfather, indeed, was supposed, in the family, to be of a rather skeptical and philosophizing turn of mind. He fell a victim to the first visitation of the cholera in 1832.

Despite a certain austerity of character, my father was much beloved and honored in the business world. He did much to give to the firm of Prime, Ward and King the high position which it attained and retained during his lifetime. He told me once that when he first entered the office, he found it, like many others, a place where gossip circulated freely. He determined to put an end to this, and did so. Among the foreign correspondents of his firm were the Barings of London, and Hottinguer et Cie of Paris.

In the great financial troubles which followed Andrew Jackson's refusal to renew the charter of the Bank of the United States, several States became bankrupt, and repudiated the obligations incurred by their bonds, to the great indignation of business people in both hemispheres. The State of New York was at one time on the verge of pursuing this course, which my father strenuously opposed. He called meeting after meeting,

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