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Bank of Howardsville,Howardsville, Va., Jan. 15, 1861.
To His Excellency John Letcher, Governor of Virginia: Dear Sir
--I herewith enclose a statement of the condition of this Bank on the 31st ult., compared with 31st December, 1859; as also its condition on 1st days of November and December last.

Very respectfully,
D. J. Hartsook, Cashier.

Statement of the condition of the Bank of Howardsville, Va., on the 31st December, 1860, compared with 31st December, 1859:

Resources:Dec. 31, '60. Dec. 31, '59.
State of Virginia and guaranteed bonds deposited with the Commonwealth$164,008.35$153,908.35
property of the Bank1,663.851,414.00
bills receivable, Loans to Directors14,125.0019,653.42
bills receivable, Loan to others, (all inland)109,298.9090,789.36
bills protested2,842.901,207.65
due from Banks, &c.7,628.9115,384.72
interest on guaranteed bonds unpaid00.00537.00
Cash — in specie25,978.2829,648.12
specie fund, being int. Due f'm the Commonwealth4,335.2500.00
notes of this Bank4,547.0023,743.00
notes of other Banks and C'ks6,347.7515,592.31
$340,771.19$351,877.93

Liabilities:

Capital Stock$150,000.00$139,600.00
Notes of this Bank in Circulation144,285.00115,857.00
Notes of this Bank on hand4,547.0023,743.00
Deposits, including certificates5,778.6241,644.94
Contingent Fund8,924.369,687.96
Discount and Interest5,522.948,004.09
Due to Banks, etc21,715.2713,340.94
$340,771.19$351,877.93
Condition Of This Bank:Nov. 1.Dec. 1.
State Stock$153,908.35$149,308.35
Liabilities313,672.18301,913.71
Assets313,672.16301,913.71
Discounts108,987.07106,576.21
Loans to Directors14,827.2514,467.25
Specie26,253.3222,515.20
Circulation117,290.00116,538.00
Deposits16,619.438,954.59

The undersigned, Directors of the Bank of Howardsville, have examined the annexed statement of the condition of the said Bank, and certify that they believe it to be correct.

Given under our hands, this 5th day of January, 1861. W. A. Turner, Pres't,

J. C. Childress,

J. W. Elson,

Rich. L. Wilbourne,

R. W. Elson.

On this 19th day of January, 1861, D. J. Hartsook, Cashier of the Bank of Howardsville, made oath before the subscriber, a Justice for the county of Albemarle, that the above statement is correct to the best of his knowledge and belief.

W. A. Turner, J. P.

The Daily Dispatch: January 31, 1861. Richmond Dispatch. 4 pages. by Cowardin & Hammersley. Richmond. January 31, 1861. microfilm. Ann Arbor, Mi : Proquest. 1 microfilm reel ; 35 mm.

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